{"id":8491,"date":"2026-05-25T11:30:42","date_gmt":"2026-05-25T07:00:42","guid":{"rendered":"https:\/\/www.zarinpal.com\/blog\/?p=8491"},"modified":"2026-05-25T12:52:14","modified_gmt":"2026-05-25T08:22:14","slug":"%d9%85%d8%a7%d9%84%db%8c%d8%a7%d8%aa-%d9%be%d9%86%d9%87%d8%a7%d9%86","status":"publish","type":"post","link":"https:\/\/www.zarinpal.com\/blog\/%d9%85%d8%a7%d9%84%db%8c%d8%a7%d8%aa-%d9%be%d9%86%d9%87%d8%a7%d9%86\/","title":{"rendered":"\u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0686\u06cc\u0633\u062a\u061f + \u0627\u0646\u0648\u0627\u0639\u060c \u0645\u0632\u0627\u06cc\u0627\u060c \u0645\u0639\u0627\u06cc\u0628 \u0648 \u0646\u062d\u0648\u0647 \u0627\u0639\u0645\u0627\u0644"},"content":{"rendered":"\n<p>\u0647\u0631 \u0628\u0627\u0631 \u06a9\u0647 \u0627\u0632 \u062c\u0627\u06cc\u06af\u0627\u0647 \u0633\u0648\u062e\u062a \u0628\u0646\u0632\u06cc\u0646 \u0645\u06cc\u200c\u0632\u0646\u06cc\u062f\u060c \u0642\u0628\u0636 \u0628\u0631\u0642 \u0648 \u06af\u0627\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u060c \u06cc\u0627 \u0627\u0632 \u0641\u0631\u0648\u0634\u06af\u0627\u0647 \u062e\u0631\u06cc\u062f \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u067e\u0648\u0644\u062a\u0627\u0646 \u0628\u0647 \u0634\u06a9\u0644 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0647 \u062f\u0648\u0644\u062a \u0645\u06cc\u200c\u0631\u0633\u062f \u0628\u062f\u0648\u0646 \u0627\u06cc\u0646\u06a9\u0647 \u062c\u062f\u0627\u06af\u0627\u0646\u0647 \u0628\u0647 \u0634\u0645\u0627 \u0627\u0639\u0644\u0627\u0645 \u0634\u0648\u062f. \u0627\u06cc\u0646 \u0647\u0645\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0627\u0633\u062a\u061b \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u06a9\u0647 \u062f\u0631 \u062f\u0644 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u0631\u0648\u0632\u0645\u0631\u0647 \u067e\u0646\u0647\u0627\u0646 \u0634\u062f\u0647 \u0648 \u0627\u06a9\u062b\u0631 \u0645\u0631\u062f\u0645 \u0627\u0632 \u0648\u062c\u0648\u062f\u0634 \u0622\u06af\u0627\u0647 \u0646\u06cc\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<p>\u062f\u0631\u06a9 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0628\u0631\u0627\u06cc \u0647\u0631 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0648 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647\u200c\u0627\u06cc \u0627\u0647\u0645\u06cc\u062a \u062f\u0627\u0631\u062f\u061b \u0686\u0648\u0646 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0628\u0631 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f\u060c \u0633\u0648\u062f\u0622\u0648\u0631\u06cc \u0648 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u0645\u0627\u0644\u06cc \u062a\u0623\u062b\u06cc\u0631 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0686\u06cc\u0633\u062a\u061f<\/h2>\n\n\n\n<p>\u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 (Hidden Tax) \u0628\u0647 \u0647\u0631 \u0646\u0648\u0639 \u0639\u0648\u0627\u0631\u0636\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u06cc\u0627 \u0647\u0632\u06cc\u0646\u0647\u200c\u06cc \u062f\u0648\u0644\u062a\u06cc \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0628\u0647\u200c\u0637\u0648\u0631 \u063a\u06cc\u0631\u0645\u0633\u062a\u0642\u06cc\u0645 \u0648 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062f\u0631\u0648\u0646 \u0642\u06cc\u0645\u062a \u06a9\u0627\u0644\u0627 \u06cc\u0627 \u062e\u062f\u0645\u0627\u062a \u062c\u0627\u0633\u0627\u0632\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a. \u0628\u0631\u062e\u0644\u0627\u0641 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u062f\u0631\u0622\u0645\u062f \u06a9\u0647 \u062f\u0631 \u0641\u06cc\u0634 \u062d\u0642\u0648\u0642\u06cc \u0642\u0627\u0628\u0644 \u0645\u0634\u0627\u0647\u062f\u0647 \u0627\u0633\u062a\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u062f\u0631 \u0641\u0627\u06a9\u062a\u0648\u0631 \u0646\u0647\u0627\u06cc\u06cc \u0628\u0647\u200c\u0635\u0631\u0627\u062d\u062a \u0630\u06a9\u0631 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062a\u0639\u0631\u06cc\u0641 \u062f\u0642\u06cc\u0642\u200c\u062a\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646<\/strong><\/h3>\n\n\n\n<p>\u0627\u0632 \u0645\u0646\u0638\u0631 \u0627\u0642\u062a\u0635\u0627\u062f\u06cc\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0639\u0628\u0627\u0631\u062a \u0627\u0633\u062a \u0627\u0632 \u0647\u0631 \u0627\u0646\u062a\u0642\u0627\u0644 \u0645\u0646\u0627\u0628\u0639 \u0627\u0632 \u0628\u062e\u0634 \u062e\u0635\u0648\u0635\u06cc \u0628\u0647 \u062f\u0648\u0644\u062a \u06a9\u0647:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062f\u0631 \u0642\u06cc\u0645\u062a \u0628\u0627\u0632\u0627\u0631 \u062a\u0639\u0628\u06cc\u0647 \u0634\u062f\u0647 \u0628\u0627\u0634\u062f<\/li>\n\n\n\n<li>\u0628\u0647\u200c\u0637\u0648\u0631 \u062c\u062f\u0627\u06af\u0627\u0646\u0647 \u0631\u0648\u06cc \u0635\u0648\u0631\u062a\u062d\u0633\u0627\u0628 \u062f\u0631\u062c \u0646\u0634\u0648\u062f<\/li>\n\n\n\n<li>\u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0646\u0647\u0627\u06cc\u06cc \u0622\u0646 \u0631\u0627 \u0645\u06cc\u200c\u067e\u0631\u062f\u0627\u0632\u062f\u060c \u0627\u0645\u0627 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0622\u0646 \u0631\u0627 \u0648\u0635\u0648\u0644 \u0645\u06cc\u200c\u06a9\u0646\u062f<\/li>\n<\/ul>\n\n\n\n<p>\u062f\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a \u0645\u0633\u062a\u0642\u06cc\u0645 (\u0645\u062b\u0644 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u062f\u0631\u0622\u0645\u062f)\u060c \u0645\u0624\u062f\u06cc \u0645\u06cc\u200c\u062f\u0627\u0646\u062f \u0686\u0642\u062f\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a \u0645\u06cc\u200c\u062f\u0647\u062f. \u062f\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646\u060c \u067e\u0631\u062f\u0627\u062e\u062a\u200c\u06a9\u0646\u0646\u062f\u0647 \u0646\u0647\u0627\u06cc\u06cc \u0627\u063a\u0644\u0628 \u0628\u06cc\u200c\u062e\u0628\u0631 \u0627\u0633\u062a.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"450\" src=\"https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646-\u0686\u06cc\u0633\u062a.jpg\" alt=\"\u0645\u0627\u0644\u06cc\u0627\u062a \u0633\u06cc\u0627\u0647\" class=\"wp-image-8498\" data-full=\"https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646-\u0686\u06cc\u0633\u062a.jpg\" data-full-size=\"600x450\" srcset=\"https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646-\u0686\u06cc\u0633\u062a.jpg 600w, https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646-\u0686\u06cc\u0633\u062a-300x225.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-right is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-right\">\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <strong><a href=\"https:\/\/www.zarinpal.com\/blog\/%d9%85%d8%a7%d9%84%db%8c%d8%a7%d8%aa-%d8%b9%d9%85%d9%84%da%a9%d8%b1%d8%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0645\u0627\u0644\u06cc\u0627\u062a \u0639\u0645\u0644\u06a9\u0631\u062f \u0686\u06cc\u0633\u062a\u061f \u0648 \u0646\u062d\u0648\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0639\u0645\u0644\u06a9\u0631\u062f \u0686\u06af\u0648\u0646\u0647 \u0627\u0633\u062a\u061f<\/a><\/strong><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0646\u0648\u0627\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646<\/strong><\/h2>\n\n\n\n<p>\u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0627\u0634\u06a9\u0627\u0644 \u0645\u062e\u062a\u0644\u0641\u06cc \u062f\u0627\u0631\u062f \u06a9\u0647 \u062f\u0631 \u0632\u06cc\u0631 \u0631\u0627\u06cc\u062c\u200c\u062a\u0631\u06cc\u0646 \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f1. \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647 (VAT)<\/strong><\/h3>\n\n\n\n<p>\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u06a9\u0634\u0648\u0631\u0647\u0627 (\u0627\u0632 \u062c\u0645\u0644\u0647 \u0627\u06cc\u0631\u0627\u0646) \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647 \u0628\u0647 \u0642\u06cc\u0645\u062a \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0627\u0645\u0627 \u06af\u0627\u0647\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0622\u0646 \u0631\u0627 \u0628\u0647 \u0642\u06cc\u0645\u062a \u06a9\u0644 \u06a9\u0627\u0644\u0627 \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0648 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u062c\u062f\u0627\u06af\u0627\u0646\u0647 \u0646\u0634\u0627\u0646 \u0646\u0645\u06cc\u200c\u062f\u0647\u0646\u062f. \u0637\u0628\u0642 \u0642\u0627\u0646\u0648\u0646 \u062f\u0627\u0626\u0645\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647 \u0645\u0635\u0648\u0628 \u06f1\u06f4\u06f0\u06f0 \u06a9\u0647 \u0627\u0632 \u062f\u06cc\u200c\u0645\u0627\u0647 \u0647\u0645\u0627\u0646 \u0633\u0627\u0644 \u0644\u0627\u0632\u0645\u200c\u0627\u0644\u0627\u062c\u0631\u0627 \u0634\u062f\u060c \u0646\u0631\u062e \u0639\u0645\u0648\u0645\u06cc \u0627\u06cc\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631\u0627\u06cc \u0627\u06a9\u062b\u0631 \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u06f1\u06f0 \u062f\u0631\u0635\u062f \u062a\u0639\u06cc\u06cc\u0646 \u0634\u062f\u0647 \u0627\u0633\u062a.<br>\u0627\u06cc\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0632\u0646\u062c\u06cc\u0631\u0648\u0627\u0631 \u0627\u0632 \u0645\u0631\u062d\u0644\u0647 \u062a\u0648\u0644\u06cc\u062f \u062a\u0627 \u0645\u0635\u0631\u0641 \u0627\u0639\u0645\u0627\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0627\u0645\u0627 \u0647\u0632\u06cc\u0646\u0647 \u0646\u0647\u0627\u06cc\u06cc \u0622\u0646 \u0631\u0627 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0645\u06cc\u200c\u067e\u0631\u062f\u0627\u0632\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f2. \u0639\u0648\u0627\u0631\u0636 \u06af\u0645\u0631\u06a9\u06cc \u0648 \u0648\u0627\u0631\u062f\u0627\u062a<\/strong><\/h3>\n\n\n\n<p>\u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u06a9\u0627\u0644\u0627\u06cc\u06cc \u0648\u0627\u0631\u062f \u06a9\u0634\u0648\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u06af\u0645\u0631\u06a9 \u0639\u0648\u0627\u0631\u0636 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0648\u0627\u0631\u062f\u06a9\u0646\u0646\u062f\u0647 \u0627\u06cc\u0646 \u0647\u0632\u06cc\u0646\u0647 \u0631\u0627 \u062f\u0631 \u0642\u06cc\u0645\u062a \u0641\u0631\u0648\u0634 \u0644\u062d\u0627\u0638 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061b \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u062e\u0631\u06cc\u062f\u0627\u0631 \u0646\u0647\u0627\u06cc\u06cc \u0622\u0646 \u0631\u0627 \u0645\u06cc\u200c\u067e\u0631\u062f\u0627\u0632\u062f \u0628\u062f\u0648\u0646 \u0627\u06cc\u0646\u06a9\u0647 \u062f\u0631 \u0641\u0627\u06a9\u062a\u0648\u0631 \u0630\u06a9\u0631 \u0634\u062f\u0647 \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f3. \u0645\u0627\u0644\u06cc\u0627\u062a \u062a\u0648\u0631\u0645\u06cc (Inflation Tax)<\/strong><\/h3>\n\n\n\n<p>\u06cc\u06a9\u06cc \u0627\u0632 \u067e\u0646\u0647\u0627\u0646\u200c\u062a\u0631\u06cc\u0646 \u0627\u0646\u0648\u0627\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a \u0627\u0633\u062a. \u0648\u0642\u062a\u06cc \u062f\u0648\u0644\u062a \u0628\u0627 \u0686\u0627\u067e \u067e\u0648\u0644 \u06cc\u0627 \u0633\u06cc\u0627\u0633\u062a\u200c\u0647\u0627\u06cc \u0627\u0646\u0628\u0633\u0627\u0637\u06cc \u062a\u0648\u0631\u0645 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u0627\u0631\u0632\u0634 \u0648\u0627\u0642\u0639\u06cc \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u0645\u0631\u062f\u0645 \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f. \u0627\u06cc\u0646 \u06a9\u0627\u0647\u0634 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f \u062f\u0631 \u0648\u0627\u0642\u0639 \u0646\u0648\u0639\u06cc \u0627\u0646\u062a\u0642\u0627\u0644 \u062b\u0631\u0648\u062a \u0627\u0632 \u0645\u0631\u062f\u0645 \u0628\u0647 \u062f\u0648\u0644\u062a \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f4. \u0639\u0648\u0627\u0631\u0636 \u062a\u0639\u0628\u06cc\u0647\u200c\u0634\u062f\u0647 \u062f\u0631 \u0645\u0648\u0627\u062f \u0627\u0648\u0644\u06cc\u0647<\/strong><\/h3>\n\n\n\n<p>\u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0627\u0632 \u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u0645\u0648\u0627\u062f \u0627\u0648\u0644\u06cc\u0647 (\u0645\u062b\u0644 \u0646\u0641\u062a\u060c \u0641\u0648\u0644\u0627\u062f\u060c \u0645\u0648\u0627\u062f \u0634\u06cc\u0645\u06cc\u0627\u06cc\u06cc) \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0628\u0647\u200c\u0645\u0631\u0648\u0631 \u062f\u0631 \u0632\u0646\u062c\u06cc\u0631\u0647 \u0627\u0631\u0632\u0634 \u062a\u0645\u0627\u0645 \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0646\u0647\u0627\u06cc\u06cc \u062a\u062c\u0645\u06cc\u0639 \u0648 \u067e\u0646\u0647\u0627\u0646 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f5. \u0639\u0648\u0627\u0631\u0636 \u0634\u0647\u0631\u062f\u0627\u0631\u06cc \u0648 \u062e\u062f\u0645\u0627\u062a \u0639\u0645\u0648\u0645\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 \u0639\u0648\u0627\u0631\u0636 \u0646\u0648\u0633\u0627\u0632\u06cc\u060c \u0622\u0628\u060c \u0628\u0631\u0642 \u0648 \u06af\u0627\u0632 \u06a9\u0647 \u0628\u0647 \u0642\u0628\u0648\u0636 \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u060c \u0639\u0645\u0644\u0627\u064b \u0628\u062e\u0634\u06cc \u0627\u0632 \u0622\u0646\u200c\u0647\u0627 \u0645\u0627\u0647\u06cc\u062a \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u062f\u0627\u0631\u062f \u0627\u0645\u0627 \u0628\u0627 \u0639\u0646\u0648\u0627\u0646 &#8220;\u0639\u0648\u0627\u0631\u0636 \u062e\u062f\u0645\u0627\u062a&#8221; \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. \u06a9\u0633\u0648\u0631\u0627\u062a \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u06cc\u06cc<\/strong><\/h3>\n\n\n\n<p>\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u06a9\u0634\u0648\u0631\u0647\u0627\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u062d\u0642\u0648\u0642 \u0646\u0627\u062e\u0627\u0644\u0635 \u06a9\u0627\u0631\u0645\u0646\u062f \u062a\u0648\u0633\u0637 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0628\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f. \u06a9\u0627\u0631\u0645\u0646\u062f \u062f\u0631 \u0637\u0648\u0644 \u0633\u0627\u0644 \u0627\u06cc\u0646 \u0645\u0628\u0644\u063a \u0631\u0627 \u0646\u0645\u06cc\u200c\u0628\u06cc\u0646\u062f\u061b \u0641\u0642\u0637 \u062d\u0642\u0648\u0642 \u062e\u0627\u0644\u0635 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646<\/strong><\/h2>\n\n\n\n<p>\u0628\u0627 \u0648\u062c\u0648\u062f \u0645\u0627\u0647\u06cc\u062a \u0628\u062d\u062b\u200c\u0628\u0631\u0627\u0646\u06af\u06cc\u0632\u0634\u0627\u0646\u060c \u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627\u06cc \u067e\u0646\u0647\u0627\u0646 \u0645\u0632\u0627\u06cc\u0627\u06cc\u06cc \u0647\u0645 \u062f\u0627\u0631\u0646\u062f \u06a9\u0647 \u062f\u0648\u0644\u062a\u200c\u0647\u0627 \u0627\u0632 \u0622\u0646\u200c\u0647\u0627 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f1. \u06a9\u0627\u0647\u0634 \u0645\u0642\u0627\u0648\u0645\u062a \u0631\u0648\u0627\u0646\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u062f\u0647\u06cc<\/strong><\/h3>\n\n\n\n<p>\u067e\u0698\u0648\u0647\u0634\u200c\u0647\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f \u0631\u0641\u062a\u0627\u0631\u06cc \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0645\u0631\u062f\u0645 \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u06a9\u0647 &#8220;\u0646\u0645\u06cc\u200c\u0628\u06cc\u0646\u0646\u062f&#8221; \u0645\u0642\u0627\u0648\u0645\u062a \u06a9\u0645\u062a\u0631\u06cc \u062f\u0627\u0631\u0646\u062f. \u0627\u06cc\u0646 \u0648\u06cc\u0698\u06af\u06cc \u0628\u0627\u0639\u062b \u0645\u06cc\u200c\u0634\u0648\u062f \u062f\u0648\u0644\u062a\u200c\u0647\u0627 \u0628\u062a\u0648\u0627\u0646\u0646\u062f \u062f\u0631\u0622\u0645\u062f \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u067e\u0627\u06cc\u062f\u0627\u0631\u062a\u0631\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f2. \u0647\u0632\u06cc\u0646\u0647 \u0648\u0635\u0648\u0644 \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631<\/strong><\/h3>\n\n\n\n<p>\u0686\u0648\u0646 \u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u062c\u0645\u0639\u200c\u0622\u0648\u0631\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0639\u0647\u062f\u0647 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627\u0633\u062a (\u0646\u0647 \u0645\u0623\u0645\u0648\u0631\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc)\u060c \u0647\u0632\u06cc\u0646\u0647 \u0627\u062c\u0631\u0627\u06cc\u06cc \u062f\u0648\u0644\u062a \u0628\u0631\u0627\u06cc \u0648\u0635\u0648\u0644 \u0627\u06cc\u0646 \u0646\u0648\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f3. \u062f\u0631\u0622\u0645\u062f \u067e\u06cc\u0648\u0633\u062a\u0647 \u0648 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc\u200c\u067e\u0630\u06cc\u0631<\/strong><\/h3>\n\n\n\n<p>\u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627\u06cc \u063a\u06cc\u0631\u0645\u0633\u062a\u0642\u06cc\u0645 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0646\u0648\u0633\u0627\u0646 \u06a9\u0645\u062a\u0631\u06cc \u0646\u0633\u0628\u062a \u0628\u0647 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u062f\u0631\u0622\u0645\u062f \u062f\u0627\u0631\u0646\u062f \u0648 \u062c\u0631\u06cc\u0627\u0646 \u062f\u0631\u0622\u0645\u062f\u06cc \u067e\u0627\u06cc\u062f\u0627\u0631\u062a\u0631\u06cc \u0628\u0631\u0627\u06cc \u062f\u0648\u0644\u062a \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f4. \u0627\u0645\u06a9\u0627\u0646 \u0647\u062f\u0627\u06cc\u062a \u0631\u0641\u062a\u0627\u0631 \u0645\u0635\u0631\u0641\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0628\u0627 \u0648\u0636\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0628\u0627\u0644\u0627 \u0631\u0648\u06cc \u06a9\u0627\u0644\u0627\u0647\u0627\u06cc \u0645\u0636\u0631 (\u0633\u06cc\u06af\u0627\u0631\u060c \u0633\u0648\u062e\u062a \u0641\u0633\u06cc\u0644\u06cc)\u060c \u062f\u0648\u0644\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u062f\u0648\u0646 \u0645\u0645\u0646\u0648\u0639\u06cc\u062a \u0645\u0633\u062a\u0642\u06cc\u0645\u060c \u0645\u0635\u0631\u0641 \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u06a9\u0627\u0647\u0634 \u062f\u0647\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f5. \u062a\u0648\u0632\u06cc\u0639 \u06af\u0633\u062a\u0631\u062f\u0647 \u0628\u0627\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0628\u0647 \u062c\u0627\u06cc \u0627\u06cc\u0646\u06a9\u0647 \u0641\u0642\u0637 \u06cc\u06a9 \u06af\u0631\u0648\u0647 (\u0645\u062b\u0644\u0627\u064b \u0634\u0627\u063a\u0644\u0627\u0646) \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u062f\u0647\u0646\u062f\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0628\u0627\u0631 \u0645\u0627\u0644\u06cc \u0631\u0627 \u062f\u0631 \u0645\u06cc\u0627\u0646 \u062a\u0645\u0627\u0645 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u062a\u0648\u0632\u06cc\u0639 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646.jpg\" alt=\"\u0645\u0632\u0627\u06cc\u0627\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646\" class=\"wp-image-8499\" data-full=\"https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646.jpg\" data-full-size=\"1024x683\" srcset=\"https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646.jpg 1024w, https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646-300x200.jpg 300w, https:\/\/www.zarinpal.com\/blog\/wp-content\/uploads\/2026\/05\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0645\u0627\u0644\u06cc\u0627\u062a-\u067e\u0646\u0647\u0627\u0646-768x512.jpg 768w\" sizes=\"auto, (min-width: 958px) 958px, 100vw\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u0639\u0627\u06cc\u0628 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f1. \u0639\u062f\u0645 \u0634\u0641\u0627\u0641\u06cc\u062a \u0648 \u06a9\u0627\u0647\u0634 \u0622\u06af\u0627\u0647\u06cc \u0639\u0645\u0648\u0645\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0627\u0646\u062a\u0642\u0627\u062f \u0628\u0647 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0645\u0631\u062f\u0645 \u0646\u0645\u06cc\u200c\u062f\u0627\u0646\u0646\u062f \u062f\u0642\u06cc\u0642\u0627\u064b \u0686\u0642\u062f\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a \u0645\u06cc\u200c\u062f\u0647\u0646\u062f. \u0627\u06cc\u0646 \u0627\u0628\u0647\u0627\u0645 \u0645\u0627\u0646\u0639 \u0627\u0632 \u0645\u0634\u0627\u0631\u06a9\u062a \u0622\u06af\u0627\u0647\u0627\u0646\u0647 \u0634\u0647\u0631\u0648\u0646\u062f\u0627\u0646 \u062f\u0631 \u0641\u0631\u0622\u06cc\u0646\u062f\u0647\u0627\u06cc \u062f\u0645\u0648\u06a9\u0631\u0627\u062a\u06cc\u06a9 \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f2. \u0645\u0627\u0647\u06cc\u062a \u062a\u0646\u0627\u0632\u0644\u06cc (Regressive Nature)<\/strong><\/h3>\n\n\n\n<p>\u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627\u06cc \u067e\u0646\u0647\u0627\u0646 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0627\u0632 \u0627\u0641\u0631\u0627\u062f \u06a9\u0645\u200c\u062f\u0631\u0622\u0645\u062f \u0628\u0627\u0631 \u0633\u0646\u06af\u06cc\u0646\u200c\u062a\u0631\u06cc \u0645\u06cc\u200c\u06af\u06cc\u0631\u0646\u062f\u061b \u0686\u0648\u0646 \u0627\u06cc\u0646 \u0627\u0641\u0631\u0627\u062f \u0628\u062e\u0634 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0627\u0632 \u062f\u0631\u0622\u0645\u062f\u0634\u0627\u0646 \u0631\u0627 \u0635\u0631\u0641 \u0645\u0635\u0631\u0641 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u06cc\u06a9 \u06a9\u0627\u0644\u0627 \u0628\u0627 \u06f1\u06f0\u066a \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647\u060c \u0628\u0631\u0627\u06cc \u06a9\u0633\u06cc \u06a9\u0647 \u0645\u0627\u0647\u0627\u0646\u0647 \u06f5 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062f\u0631\u0622\u0645\u062f \u062f\u0627\u0631\u062f\u060c \u0633\u0647\u0645 \u0628\u0632\u0631\u06af\u200c\u062a\u0631\u06cc \u0627\u0632 \u0628\u0648\u062f\u062c\u0647 \u0631\u0627 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f \u062a\u0627 \u06a9\u0633\u06cc \u06a9\u0647 \u06f5\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062f\u0631\u0622\u0645\u062f \u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f3.\u0627\u062b\u0631 \u062a\u0648\u0631\u0645\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627\u06cc \u067e\u0646\u0647\u0627\u0646 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0628\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0645\u0646\u062c\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0686\u0631\u062e\u0647\u200c\u0627\u06cc \u0627\u0632 \u062a\u0648\u0631\u0645 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f \u06a9\u0647 \u0628\u0647 \u0648\u06cc\u0698\u0647 \u0628\u0631\u0627\u06cc \u0627\u0642\u0634\u0627\u0631 \u0622\u0633\u06cc\u0628\u200c\u067e\u0630\u06cc\u0631 \u0645\u0636\u0631 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f4. \u067e\u06cc\u0686\u06cc\u062f\u06af\u06cc \u062d\u0633\u0627\u0628\u062f\u0627\u0631\u06cc \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627<\/strong><\/h3>\n\n\n\n<p>\u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0645\u0648\u0638\u0641\u0646\u062f \u0627\u06cc\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627 \u0631\u0627 \u0648\u0635\u0648\u0644\u060c \u062b\u0628\u062a \u0648 \u0628\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f. \u0627\u06cc\u0646 \u0641\u0631\u0622\u06cc\u0646\u062f \u067e\u06cc\u0686\u06cc\u062f\u0647 \u0648 \u067e\u0631\u0647\u0632\u06cc\u0646\u0647 \u0627\u0633\u062a\u060c \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9 \u0648 \u0645\u062a\u0648\u0633\u0637.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f5. \u0639\u062f\u0645 \u062a\u0646\u0627\u0633\u0628 \u0628\u0627 \u062a\u0648\u0627\u0646 \u0645\u0627\u0644\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0628\u0631\u062e\u0644\u0627\u0641 \u0645\u0627\u0644\u06cc\u0627\u062a \u062a\u0635\u0627\u0639\u062f\u06cc \u0628\u0631 \u062f\u0631\u0622\u0645\u062f \u06a9\u0647 \u0628\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0631\u0622\u0645\u062f \u0646\u0631\u062e \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u062f\u0627\u0631\u062f\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0646\u0631\u062e \u062b\u0627\u0628\u062a\u06cc \u062f\u0627\u0631\u062f \u0648 \u0627\u06cc\u0646 \u0639\u062f\u0645 \u062a\u0646\u0627\u0633\u0628 \u0631\u0627 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0646\u062d\u0648\u0647 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646<\/strong><\/h2>\n\n\n\n<p>\u0641\u0631\u0622\u06cc\u0646\u062f \u0627\u0639\u0645\u0627\u0644 \u0648 \u0648\u0635\u0648\u0644 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0648 \u0627\u06a9\u062b\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0627\u0632 \u0627\u06cc\u0646 \u0645\u0633\u06cc\u0631 \u0637\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0631\u062d\u0644\u0647 \u06f1: \u0648\u0636\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a \u062a\u0648\u0633\u0637 \u0642\u0627\u0646\u0648\u0646\u200c\u06af\u0630\u0627\u0631<\/strong><\/h3>\n\n\n\n<p>\u0642\u0648\u0627\u0646\u06cc\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc (\u0645\u062b\u0644 \u0642\u0627\u0646\u0648\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647) \u0646\u0631\u062e \u0648 \u0645\u0648\u0627\u0631\u062f \u0634\u0645\u0648\u0644 \u0645\u0627\u0644\u06cc\u0627\u062a \u0631\u0627 \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0631\u062d\u0644\u0647 \u06f2: \u062a\u06a9\u0644\u06cc\u0641 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0648\u0627\u0633\u0637<\/strong><\/h3>\n\n\n\n<p>\u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0645\u0648\u0638\u0641 \u0627\u0633\u062a \u0645\u0627\u0644\u06cc\u0627\u062a \u0631\u0627 \u0627\u0632 \u0645\u0634\u062a\u0631\u06cc \u0648\u0635\u0648\u0644 \u06a9\u0631\u062f\u0647 \u0648 \u062b\u0628\u062a \u06a9\u0646\u062f. \u0637\u0628\u0642 \u0642\u0627\u0646\u0648\u0646\u060c \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0628\u0627\u06cc\u062f \u0645\u0627\u0644\u06cc\u0627\u062a \u0631\u0627 \u0631\u0648\u06cc \u0641\u0627\u06a9\u062a\u0648\u0631 \u0630\u06a9\u0631 \u06a9\u0646\u062f \u0627\u0645\u0627 \u062f\u0631 \u0639\u0645\u0644 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0627\u06cc\u0646 \u0645\u0628\u0644\u063a \u0631\u0627 \u0628\u0647 \u0642\u06cc\u0645\u062a \u06a9\u0644 \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0631\u062d\u0644\u0647 \u06f3: \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0648\u0631\u0647\u200c\u0627\u06cc \u0628\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc<\/strong><\/h3>\n\n\n\n<p>\u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0645\u0648\u0638\u0641\u0646\u062f \u062f\u0631 \u062f\u0648\u0631\u0647\u200c\u0647\u0627\u06cc \u0645\u0634\u062e\u0635 (\u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0641\u0635\u0644\u06cc) \u0645\u0627\u0644\u06cc\u0627\u062a \u0648\u0635\u0648\u0644\u200c\u0634\u062f\u0647 \u0631\u0627 \u0628\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u0627\u0645\u0648\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0631\u062d\u0644\u0647 \u06f4: \u0631\u0633\u06cc\u062f\u06af\u06cc \u0648 \u0645\u0645\u06cc\u0632\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0633\u0627\u0632\u0645\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0627\u0644\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u062f \u062a\u0627 \u0645\u0637\u0645\u0626\u0646 \u0634\u0648\u062f \u0645\u0627\u0644\u06cc\u0627\u062a \u062f\u0631\u0633\u062a\u06cc \u0648\u0635\u0648\u0644 \u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062c\u062f\u0648\u0644 \u062e\u0644\u0627\u0635\u0647: \u0627\u0646\u0648\u0627\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0648 \u0646\u062d\u0648\u0647 \u0627\u0639\u0645\u0627\u0644 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0646\u0648\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0646\u0631\u062e \u062a\u0642\u0631\u06cc\u0628\u06cc<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0686\u0647 \u06a9\u0633\u06cc \u0648\u0635\u0648\u0644 \u0645\u06cc\u200c\u06a9\u0646\u062f<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0686\u0647 \u06a9\u0633\u06cc \u0645\u06cc\u200c\u067e\u0631\u062f\u0627\u0632\u062f<\/strong><strong><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f0\u066a<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0631\u0648\u0634\u0646\u062f\u0647<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u062e\u0631\u06cc\u062f\u0627\u0631 \u0646\u0647\u0627\u06cc\u06cc<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0639\u0648\u0627\u0631\u0636 \u06af\u0645\u0631\u06a9\u06cc<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0645\u062a\u063a\u06cc\u0631<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u06af\u0645\u0631\u06a9<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0648\u0627\u0631\u062f\u06a9\u0646\u0646\u062f\u0647 (\u0648 \u0646\u0647\u0627\u06cc\u062a\u0627\u064b \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647 \u062f\u062e\u0627\u0646\u06cc\u0627\u062a<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0632 \u06f1\u06f0\u066a<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0631\u0648\u0634\u0646\u062f\u0647<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0627\u0644\u06cc\u0627\u062a \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u06cc\u06cc<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f3\u066a (\u0628\u06cc\u0645\u0647 + \u0645\u0627\u0644\u06cc\u0627\u062a)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u06a9\u0627\u0631\u0641\u0631\u0645\u0627<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u06a9\u0627\u0631\u0645\u0646\u062f (\u0627\u0632 \u062f\u0631\u0622\u0645\u062f \u0646\u0627\u062e\u0627\u0644\u0635)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0686\u0637\u0648\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0631\u0627 \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u06a9\u0631\u062f\u061f<\/strong><\/h2>\n\n\n\n<p>\u0627\u06af\u0631\u0686\u0647 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 &#8220;\u067e\u0646\u0647\u0627\u0646&#8221; \u0627\u0633\u062a\u060c \u0627\u0645\u0627 \u0631\u0627\u0647\u200c\u0647\u0627\u06cc\u06cc \u0628\u0631\u0627\u06cc \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u0622\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f:<\/p>\n\n\n\n<p>\u06f1. \u0641\u0627\u06a9\u062a\u0648\u0631\u0647\u0627 \u0631\u0627 \u0628\u0627 \u062f\u0642\u062a \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f: \u062f\u0646\u0628\u0627\u0644 \u0631\u062f\u06cc\u0641\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 &#8220;\u0639\u0648\u0627\u0631\u0636&#8221;\u060c &#8220;\u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647&#8221; \u06cc\u0627 &#8220;\u0645\u0627\u0644\u06cc\u0627\u062a&#8221; \u0628\u06af\u0631\u062f\u06cc\u062f.<\/p>\n\n\n\n<p>\u06f2. \u0642\u06cc\u0645\u062a \u0642\u0628\u0644 \u0648 \u0628\u0639\u062f \u0627\u0632 \u0645\u0627\u0644\u06cc\u0627\u062a \u0631\u0627 \u0645\u0642\u0627\u06cc\u0633\u0647 \u06a9\u0646\u06cc\u062f: \u062f\u0631 \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u0628\u0632\u0631\u06af\u060c \u0627\u0632 \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0628\u062e\u0648\u0627\u0647\u06cc\u062f \u0642\u06cc\u0645\u062a \u067e\u06cc\u0634 \u0627\u0632 \u0645\u0627\u0644\u06cc\u0627\u062a \u0631\u0627 \u0627\u0639\u0644\u0627\u0645 \u06a9\u0646\u062f.<\/p>\n\n\n\n<p>\u06f3. \u0635\u0648\u0631\u062a\u062d\u0633\u0627\u0628\u200c\u0647\u0627\u06cc \u062e\u062f\u0645\u0627\u062a \u0639\u0645\u0648\u0645\u06cc \u0631\u0627 \u062a\u062d\u0644\u06cc\u0644 \u06a9\u0646\u06cc\u062f: \u0642\u0628\u0648\u0636 \u0628\u0631\u0642\u060c \u06af\u0627\u0632 \u0648 \u0622\u0628 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0686\u0646\u062f\u06cc\u0646 \u0631\u062f\u06cc\u0641 &#8220;\u0639\u0648\u0627\u0631\u0636&#8221; \u062f\u0627\u0631\u0646\u062f.<\/p>\n\n\n\n<p>\u06f4. \u0627\u0632 \u062d\u0633\u0627\u0628\u062f\u0627\u0631 \u06cc\u0627 \u0645\u0634\u0627\u0648\u0631 \u0645\u0627\u0644\u06cc \u06a9\u0645\u06a9 \u0628\u06af\u06cc\u0631\u06cc\u062f: \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627\u060c \u06cc\u06a9 \u0645\u0634\u0627\u0648\u0631 \u0645\u0627\u0644\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062a\u0645\u0627\u0645 \u0644\u0627\u06cc\u0647\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0631\u0627 \u0634\u0641\u0627\u0641 \u06a9\u0646\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc<\/strong><\/h2>\n\n\n\n<p>\u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0628\u062e\u0634 \u062c\u062f\u0627\u06cc\u06cc\u200c\u0646\u0627\u067e\u0630\u06cc\u0631 \u0627\u0632 \u0633\u06cc\u0633\u062a\u0645\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0645\u062f\u0631\u0646 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0646\u0648\u0639 \u0645\u0627\u0644\u06cc\u0627\u062a \u062f\u0631 \u062f\u0644 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u0631\u0648\u0632\u0645\u0631\u0647 \u0627\u0632 \u062e\u0631\u06cc\u062f \u0645\u0648\u0627\u062f \u063a\u0630\u0627\u06cc\u06cc \u062a\u0627 \u0642\u0628\u0636 \u0628\u0631\u0642 \u0648 \u06a9\u0627\u0631\u0645\u0632\u062f \u062a\u0631\u0627\u06a9\u0646\u0634 \u0622\u0646\u0644\u0627\u06cc\u0646 \u062d\u0636\u0648\u0631 \u062f\u0627\u0631\u062f\u060c \u0628\u062f\u0648\u0646 \u0627\u06cc\u0646\u06a9\u0647 \u0628\u0647\u200c\u0635\u0631\u0627\u062d\u062a \u062f\u06cc\u062f\u0647 \u0634\u0648\u062f.<\/p>\n\n\n\n<p>\u0628\u0631\u0627\u06cc 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class=\"schema-faq-answer\">\u0628\u0644\u0647\u060c \u0627\u06a9\u062b\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627\u06cc \u067e\u0646\u0647\u0627\u0646 \u0645\u0628\u062a\u0646\u06cc \u0628\u0631 \u0642\u0627\u0646\u0648\u0646 \u0647\u0633\u062a\u0646\u062f. \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647\u060c \u0639\u0648\u0627\u0631\u0636 \u06af\u0645\u0631\u06a9\u06cc \u0648 \u0633\u0627\u06cc\u0631 \u0639\u0648\u0627\u0631\u0636 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0642\u0648\u0627\u0646\u06cc\u0646 \u0645\u0635\u0648\u0628 \u0645\u062c\u0644\u0633 \u0627\u0639\u0645\u0627\u0644 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1779687329095\"><strong class=\"schema-faq-question\">\u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u0628\u06cc\u0634\u062a\u0631 \u0627\u0632 \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0646\u0647\u0627\u0646 \u0622\u0633\u06cc\u0628 \u0645\u06cc\u200c\u0628\u06cc\u0646\u0646\u062f\u061f<\/strong> <p class=\"schema-faq-answer\">\u0627\u0642\u0634\u0627\u0631 \u06a9\u0645\u200c\u062f\u0631\u0622\u0645\u062f \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0627\u06cc\u0646\u06a9\u0647 \u062f\u0631\u0635\u062f \u0628\u06cc\u0634\u062a\u0631\u06cc \u0627\u0632 \u062f\u0631\u0622\u0645\u062f\u0634\u0627\u0646 \u0631\u0627 \u0635\u0631\u0641 \u0645\u0635\u0631\u0641 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0646\u0633\u0628\u062a\u0627\u064b \u0628\u0627\u0631 \u0633\u0646\u06af\u06cc\u0646\u200c\u062a\u0631\u06cc \u0627\u0632 \u0645\u0627\u0644\u06cc\u0627\u062a\u200c\u0647\u0627\u06cc \u067e\u0646\u0647\u0627\u0646 \u062a\u0646\u0627\u0632\u0644\u06cc \u062a\u062d\u0645\u0644 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0647\u0631 \u0628\u0627\u0631 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